Understanding debtor management and Spanish debt laws can be tough. This is true whether you're a business owner trying to get back money or someone who owes payments. To help, we've put together a key guide on debt recovery solutions and financial management services . This guide has valuable information from the Spanish National Statistics Institute (INE) and the Agencia Española de Protección de Datos (AEPDA). So, you'll know both the number side and the law side of collecting debts in Spain. We also look at how things are done globally, thanks to the Consumer Financial Protection Bureau (US). This adds to our understanding of how recovering debts works around the world. Key Takeaways Understanding debt recovery solutions deeply is key for good financial management . Knowing about Spanish debt laws is important for protecting your rights when dealing with debt collection. Statistical data from IN showcases how widespread and serious debt issues are in Spain